How I Would Manage Money If I Were 18 Again — Advice I Wish I Got Sooner
Simple Habits That Could've Made Me Rich Sooner Let’s face it—money management isn’t something most of us learn in school. If I could go back to when I was 18, I’d do a lot of things differently, especially when it comes to managing finances. Back then, budgeting seemed boring, credit cards looked like free money, and saving felt like something only "grown-ups" worried about. Now I know better—and I’m here to share what I wish someone had told me sooner. This isn’t just about regret—it’s about helping the next generation (and maybe even you) avoid the mistakes I made. Here’s how I would handle my money if I could go back in time, and how smartCent could’ve made the journey a whole lot smoother. 1. Track Every Single Dollar The Mistake: I never tracked my spending. If I had $200 in my account, I assumed I could spend $200. What I’d do instead: Use an app like smartCent to track everything—from the big bills to the late-night snacks. When yo...